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Time To Start House Hunting
Once those you’ve secured the right agent and prepared your financials - it’s time to start shopping!
Explore
Drive through neighborhoods to get a feel for the community, or browse listings online. When you find homes you like, your agent will schedule showings and discuss potential resale value and market trends.
Narrow Your Search
Work with your agent to set clear criteria: number of bedrooms and baths, yard needs, school districts, and other must-haves. Clear communication helps your agent target the right listings.
It's Time to Buy
Your agent’s negotiation and analysis will guide the offer process. They’ll prepare the purchase agreement, review costs and contingencies, and advise on items like home warranties, escrow, and title. Final decisions on price and terms are yours, but a good agent equips you with the information to decide confidently.
Find out how we can help you reach your real estate goals by completing the form .
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Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Just because you’ve been approved for a max amount, doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, taxes and potential home repairs or remodeling.
Get To Know The Area
Make sure the neighborhood works for you and your family - are you close to schools and is shopping conveniently located? Location is important because it’s the one feature that can’t be changed.
Don’t Skip The Inspection
Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.
Get Pre-Approved
Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping. Check out our list of recommended lenders here.
Make a List of Deal Breakers
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look At The Age Of Appliances & Other Systems
Some of the most expensive features of a home are Appliances, HVAC, Hot Water Heater, Septic/Well, and Roof. You should pay attention to their age and whether they have required service. You may even be able to get the seller to add a home warranty.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood, and the fees associated with having an HOA. They are usually listed as annual fees.
ONE PARTNER FOR ALL YOUR REAL ESATE NEEDS
What Price Range Can I Afford?
Resources For Jacksonville Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Areas We Serve
- Jacksonville
- Hubert
- Richlands
- Swansboro
- Midway Park
- Holly Ridge
- Hampstead
- Emerald Isle
- Cape Carteret
- Sneads Ferry